Michigan Faces ‘Rape Insurance’ Controversy

In Michigan a controversial initiative requiring women to buy additional health insurance if they want abortion coverage in their health insurance plans passed the Legislature last week and will go into effect in Spring of 2014. 

The law will require most private and all public health insurance plans to offer a separate rider for an abortion meaning a woman would have to buy that rider before knowing if they needed an abortion. They would not be able to buy the rider after getting pregnant, even in emergency situations including rape or incest. This issue has garnered national attention due to the lack of exception for victims of rape or incest after some unfortunate comments comparing insurance coverage for rape victims to car insurance. Recent reports suggest this legislation will affect about one in three state residents with group or public health plans. 

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